If you are a non-U.S. citizen and want to get an American Express credit card, you may think it's impossible. However, with the right information and documentation, it is indeed possible to secure an American Express card. In this handy guide, we will outline the steps you need to take to increase your chances of getting approved for an American Express credit card.

1. Understand the Requirements

Before you begin the application process, it's crucial to familiarize yourself with the requirements set by American Express. Non-U.S. citizens typically need to meet the following criteria:

  • Valid passport or government-issued identification
  • Proof of residence in your home country
  • Income verification
  • Social Security number or Individual Taxpayer Identification Number (ITIN)

2. Build Your American Credit History

Establishing a credit history in the United States can significantly improve your chances of getting approved for an American Express card. Start by applying for a secured credit card or becoming an authorized user on someone else's credit card. These positive credit behaviors will help you build your credit score over time.

3. Apply for an American Express Credit Card Online

Now that you have your documentation and have built up some credit history, it's time to apply for an American Express credit card. Visit the American Express website and navigate to the credit cards section. Browse through the available options and choose a card that suits your needs and lifestyle.

Click on the "Apply Now" button next to the selected credit card. You will be redirected to an online application form. Provide accurate details and complete all the required fields. Take your time and review the information before submitting the application.

4. Follow Up and Provide Additional Documentation if Needed

After submitting your application, American Express may request additional documentation to verify your identity, residence, or income. Stay updated on the status of your application by regularly checking your email or logging into your online account. If any additional documents are required, scan or photocopy them and provide them as soon as possible.

5. Wait for Approval

Once you have submitted all the necessary documents, it's time to wait for American Express to process your application. The approval process typically takes a few weeks, and during this time, American Express will review your credit history, income, and other relevant factors.

If your application is approved, you should receive your American Express credit card in the mail within a couple of weeks. However, if your application is denied, don't fret. You can contact American Express to inquire about the reasons for the rejection and see if there are any alternatives or steps you can take to improve your chances in the future.

Getting an American Express credit card as a non-U.S. citizen is not impossible. By understanding the requirements, building your American credit history, and following the application process diligently, you increase your chances of securing an American Express card. Remember to be patient and have all the necessary documents ready. With determination and persistence, you can join the ranks of American Express cardholders.

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