If you are an account holder of Postepay Evolution, you may be wondering how much money you can keep on your card. Postepay Evolution is a popular prepaid card issued by Poste Italiane, the Italian postal service. It offers various features and benefits, including the ability to make online payments, withdraw money from ATMs, and shop at physical stores. But what are the limits when it comes to topping up and keeping money on your Postepay Evolution card? Let's find out.
Card Limits
Postepay Evolution has certain limits regarding the amount of money you can keep on your card. These limits depend on various factors, including your identification level and the type of transaction you want to perform. Let's break it down:
- Basic Identification Level: If you have completed the basic identification process, you can keep a maximum balance of €3,000 on your Postepay Evolution card.
- Identity Verification Level: Once you have completed the identity verification process, you can increase your maximum balance to €30,000.
It's important to note that exceeding these limits is not allowed. If you attempt to top up your card beyond the maximum balance, the transaction will be rejected.
Transaction Limits
In addition to the maximum balance limits, Postepay Evolution also has transaction limits for different types of activities. These limits are as follows:
- ATM Withdrawals: You can withdraw a maximum of €2,000 per day from ATMs using your Postepay Evolution card.
- Online Payments: You can make online payments up to a maximum of €999 per transaction.
- In-Store Payments: For in-store payments, the maximum limit is €3,000 per transaction.
These transaction limits are in place to protect both the cardholder and the card issuer from unauthorized or fraudulent activities.
Managing Your Money
Now that you know the maximum balance and transaction limits for Postepay Evolution, it's essential to manage your money wisely. Keeping track of your expenses and monitoring your balance regularly will help you stay within the allowed limits. Additionally, it's crucial to be cautious when sharing your card details and to report any suspicious activity to Postepay customer support immediately.
In conclusion, Postepay Evolution offers flexibility and convenience as a prepaid card, but it does have certain limitations regarding the amount of money you can keep on your card and the maximum transaction amounts. By understanding these limits and managing your finances responsibly, you can enjoy the benefits of Postepay Evolution while staying within the allowed boundaries.