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Hailstorms are a common natural occurrence that can wreak havoc on your property, especially your home. From broken windows to damaged roofs, hail can cause significant destruction. As a homeowner, it is essential to know what steps to take when hail strikes to minimize the damage and ensure the safety of your family. Here is a comprehensive guide on what to do when hail strikes.
1. Stay Indoors:
First and foremost, when hail strikes, prioritize your safety. Find shelter indoors immediately to avoid being hit by large hailstones. Stay away from windows and skylights, as they can shatter under the impact of hail. Take cover in a basement or an interior room in your house until the storm subsides.
2. Assess the Damage:
Once the hailstorm has passed, carefully inspect your property for any signs of damage. Start with the exterior of your home, checking the roof, gutters, siding, and windows. Look for cracks, dents, or holes that hail might have caused. Walk around your property and check for damages to outdoor structures such as sheds or fences.
3. Document the Damage:
Take pictures or videos of the hail damage as evidence for insurance purposes. Make sure you capture clear images of any damages to your property. These visuals will assist in your insurance claim process and provide evidence for necessary repairs or replacements.
4. Contact Your Insurance Company:
After documenting the damage, contact your insurance company to report the incident. You will need to provide them with details about the hailstorm and the damages your property has suffered. They will guide you on the steps you need to take to file a claim.
5. Board Up Broken Windows:
If any windows have shattered due to hail, ensure your family’s safety by boarding them up temporarily. Cover broken windows with plywood or thick plastic sheets to prevent further damage from the elements. This step will also help secure your property until the windows can be professionally repaired.
6. Schedule Roof Inspection:
Seek the assistance of a professional to inspect your roof for possible damage caused by hail. Even small dents or cracks can lead to long-term issues, including leaks and compromised structural integrity. If necessary, arrange for repairs or replacement with a reputable roofing contractor.
7. Address Gutter Damage:
Hail can dent, bend, or even detach gutters from your home. Ensure they are functioning properly by inspecting them for any damages. If required, hire a professional to repair or replace your gutters before the next storm arrives.
8. Check Outdoor Appliances:
Examine any outdoor appliances or HVAC units for signs of damage caused by hail. Hailstones can dent or damage these devices, affecting their performance. Call a qualified technician to assess and repair any issues to avoid potential hazards.
9. Protect Your Vehicles:
If you have vehicles parked outside during a hailstorm, they are likely to sustain damage as well. Inspect your car for any dents or broken windows caused by hail. Contact your insurance company to report the damage and explore your coverage options for repairs.
10. Preventive Measures for Future Hailstorms:
Consider adding protective measures to your property to minimize potential hail damage in the future. Options include installing impact-resistant windows, using hail-resistant roofing materials, or investing in storm shutters. Consult with professionals to find the best solutions for your home.
In conclusion, when hail strikes, prioritize the safety of your family by sheltering indoors. As soon as the storm passes, assess the damages and document them thoroughly. Notify your insurance company, board up broken windows, and schedule inspections and repairs as necessary. Preserve evidence of damages through pictures or videos. Taking these proactive steps will ensure a smoother insurance claim process and timely repairs, allowing you to recover from the hailstorm swiftly.
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