Are you applying for the ISEE (Equivalent Economic Situation Indicator) in Italy? One of the essential documents you will need to provide is a bank statement extract. However, not all bank statement extracts are accepted. It is crucial to know exactly which type of bank statement extract you need to avoid delays in your application process. In this article, we will guide you through the different types of bank statement extracts and help you understand which one is required for your ISEE application.

What is an ISEE?

Before we delve into the different types of bank statement extracts, let us briefly explain what an ISEE is. The ISEE is a certificate that assesses a family’s economic situation in Italy. It is utilized to determine eligibility for various benefits and services, such as scholarships, social housing, and reduced healthcare fees. The ISEE is calculated based on multiple factors, including income, assets, and family composition.

Types of Bank Statement Extracts

When it comes to bank statement extracts, there are two main types: “Estremi Identificativi” and “Estratto Conto Originale.” Let’s explore the differences between these two extracts:

“Estremi Identificativi” Extract

The “Estremi Identificativi” extract includes essential information about your bank account, such as the account holder’s name, account number, branch details, and personal identification number (PIN). It does not provide detailed transaction information or account balances.

This type of extract is commonly required for validation purposes, to confirm the existence of a bank account and its ownership. However, it is important to note that an “Estremi Identificativi” extract alone may not be sufficient for an ISEE application. Additional financial documentation, such as balance certificates or transaction records, may be required.

“Estratto Conto Originale” Extract

The “Estratto Conto Originale” extract, on the other hand, provides a comprehensive overview of your bank account activities. It includes detailed transaction records, account balances, and any other financial information relevant to your account.

For your ISEE application, it is crucial to provide an “Estratto Conto Originale” extract. This type of extract allows the ISEE committee to accurately assess your financial situation based on your income, expenditures, and savings. Make sure the extract covers a sufficient period, usually the previous calendar year or the past six months.

Getting the Correct Bank Statement Extract

To obtain the correct bank statement extract for your ISEE application, follow these simple steps:

  • Contact your bank: Reach out to your bank and inform them about your ISEE application. They will guide you on how to obtain the required extract.
  • Specify the required extract: Clearly indicate that you need an “Estratto Conto Originale” and provide the necessary timeframe (e.g., previous calendar year).
  • Double-check the document: Once you receive the extract, carefully review it to ensure it includes all the required financial information, such as transactions, balances, and account details.

Understanding the correct type of bank statement extract for your ISEE application is crucial to ensure a smooth and efficient process. Remember, an “Estratto Conto Originale” extract is the preferred document, providing comprehensive financial information for accurate evaluation. If you have any doubts, always consult your bank to obtain the correct extract and meet the ISEE requirements. Good luck with your application!

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