When it comes to investing, everyone wants to ensure their hard-earned money is safe and securely growing. With the economic uncertainties and market volatility seen in recent years, it’s crucial to adopt strategies that can protect your investments in 2017. In this article, we’ll explore some tactics for safely investing this year.

1. Diversify Your Portfolio

Diversification is a key strategy to minimize risk and protect your investments. It involves spreading your money across different asset classes, such as stocks, bonds, and real estate, as well as diversifying within each asset class. By distributing your investments, you reduce the impact of a single investment‘s poor performance on your overall portfolio.

2. Invest for the Long Term

Investing with a long-term perspective can help to safeguard your investments from short-term market volatility. While short-term market fluctuations may cause panic, keeping a cool head and staying focused on the long-term goals of your investments can lead to more significant gains over time.

3. Set Clear Investment Objectives

Before investing, it’s crucial to determine your investment objectives. Are you investing for retirement, funding your child’s education, or saving for a specific goal? By clearly defining your objectives, you can identify the appropriate investment opportunities that align with your goals and risk tolerance.

4. Stay Informed

Knowledge is power, especially when it comes to investing. Stay informed about the latest market trends, economic indicators, and global events that could impact your investments. Regularly reading financial news and consulting with trusted financial advisors will help you make well-informed investment decisions.

5. Consider Dollar-Cost Averaging

Dollar-cost averaging is an investment strategy that involves consistently investing a fixed amount into a particular investment at regular intervals, regardless of its price. This technique helps to mitigate the impact of market volatility by automatically buying more shares when prices are low and buying fewer shares when prices are high.

6. Keep an Eye on Costs

High investment costs, such as management fees or transaction fees, can eat into your overall returns. Therefore, it’s essential to choose investment options with reasonable costs. Consider low-cost index funds or exchange-traded funds (ETFs), which offer diversification and typically have lower expense ratios compared to actively managed funds.

7. Have an Emergency Fund

Building and maintaining an emergency fund is vital to protect your investments during unexpected financial setbacks. Aim to save at least three to six months’ worth of living expenses in a liquid and easily accessible account. This fund will act as a safety net, allowing you to handle any unforeseen expenses without having to liquidate your investments at the wrong time.

  • Diversify your portfolio across asset classes.
  • Invest with a long-term perspective.
  • Set clear investment objectives.
  • Stay informed about market trends.
  • Consider dollar-cost averaging.
  • Keep investment costs in check.
  • Build an emergency fund.

By implementing these strategies, you can increase the safety and potential returns of your investments in 2017. Remember, investing always carries a degree of risk, so it’s essential to consult with a qualified financial advisor before making any investment decisions.

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