Apple Cash, formerly known as Apple Pay Cash, is a convenient feature offered by Apple that allows users to send and receive money through iMessage, make payments at participating retailers, and transfer money to their bank account. If you’re new to Apple Cash or simply want to learn more about it, we’ve compiled a list of frequently asked questions to help you get started.

What is Apple Cash?

Apple Cash is a digital payment service provided by Apple. It allows you to send and receive money to and from friends and family using the Apple Pay platform. Additionally, it can be used to make payments at various establishments, both online and in stores, as well as transfer money directly to your bank account.

How do I set up Apple Cash?

To use Apple Cash, you need to have an Apple ID and an iPhone or Apple device that supports Apple Pay. Open the Wallet app on your device, tap the “+” button to add a card, and follow the prompts to set up Apple Cash. You may also need to verify your identity by providing personal information.

Can I use Apple Cash with non-iPhone users?

Unfortunately, Apple Cash is only available for iPhone, iPad, and Apple Watch users. However, you can still send money to non-iPhone users by using Apple Cash via iMessage. They will receive a message with a link to claim the funds, which they can then transfer to their bank account or use for Apple Pay transactions.

How do I send money with Apple Cash?

To send money to someone using Apple Cash, open the Messages app, start a new conversation or select an existing one, and tap the Apple Pay button. Enter the amount you want to send, confirm your identity using Touch ID or Face ID, and tap “Send.” The recipient will receive a message with the money, which they can accept and transfer to their bank account.

How do I receive money with Apple Cash?

When someone sends you money through Apple Cash, you’ll receive a message with the funds. To accept the money, simply tap on the message, and if it’s your first time receiving Apple Cash, follow the prompts to set up an Apple Cash card. Once set up, the money will be available in your Apple Cash balance, which you can use for purchases or transfer to your bank account.

How do I transfer money from Apple Cash to my bank account?

Transferring money from Apple Cash to your bank account is simple. Open the Wallet app, tap on your Apple Cash card, select “Transfer to Bank,” enter the amount you want to transfer, and confirm the transaction. The funds should typically arrive in your bank account within one to three business days.

Are there any fees associated with using Apple Cash?

In most cases, there are no fees for sending money with Apple Cash. However, transferring money to your bank account may incur a small fee of 1% with a minimum fee of $0.25 and a maximum fee of $10 per transfer.

Apple Cash provides a seamless and secure way to handle your payments and money transfers. Whether you want to split a bill with friends or send money to your loved ones, this feature simplifies the process and eliminates the need for physical cash. With the convenience of Apple Pay, managing your finances has never been easier.

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