1. Calculate your outstanding payments
Before you can start to pay off your overdue INPS contributions, you need to know exactly how much you owe. You can do this by logging into your INPS account , where you will be able to view your contributions history and any outstanding payments.
2. Choose a payment method
Once you know how much you need to pay, you need to decide which payment method is best for you. Typically, you have three options:
– Pay online using Satispay, PayPal or credit card.
– Pay in person at an INPS office.
– Set up a direct debit system to make payments on a regular basis. (This last option can be helpful if you are worried about missing future payments.)
3. Check for possible discounts
If you make your payment before a certain deadline, you may be eligible for a discount. For instance, if you pay within five days of receiving the payment notification (“avviso di pagamento”), you can receive a reduction of 1%. The “bonus vacanze” scheme is another example of a discount you may be able to access, which allows you to claim up to €500 to spend on tourism services in Italy.
4. Check for payment arrears
If you have outstanding payments from previous years, you may find that you incur interest charges and penalties on those arrears. It is crucial that you settle these arrears as soon as possible to avoid further charges.
5. Seek professional advice
If you are finding it difficult to pay your INPS contributions, you may want to consider seeking professional advice. A tax consultant or accountant can advise you on the best way to manage your finances and may be able to negotiate a payment plan with INPS on your behalf.
In conclusion, it’s important to remember that timely payment of INPS contributions is essential to ensure you receive the benefits you are entitled to as a self-employed professional. If you have fallen behind in your payments, taking action as soon as possible will help you avoid any future complications. By following the steps outlined above, you can pay your overdue contributions and avoid penalties. Seeking professional advice can be an excellent option if you’re struggling to manage your finances and require additional guidance.