How to pay in Croatia in 2022

Croatia is a popular destination known for its scenic beauty, rich , and vibrant culture. If you are planning a visit to this beautiful country in 2022, it is essential to be aware of the different payment methods available to make your transactions convenient and hassle-free. Here’s a guide on how to pay in Croatia in 2022.

Cash is King, but Cards are Welcome

While cash is widely accepted in Croatia, especially in smaller towns and local businesses, cards are gradually becoming more popular and accepted in most establishments, including hotels, restaurants, and shops. Visa and MasterCard are widely accepted, and many establishments also accept American Express and Diners Club cards. However, it is always advisable to carry some cash for emergencies or if you plan to visit remote areas where card acceptance may be limited.

Currency Exchange

The official currency of Croatia is the Croatian Kuna (HRK). Before your trip, it’s advisable to exchange your home currency into Kunas. Currency exchange can be done at banks, exchange offices, post offices, or authorized currency exchange booths. ATMs are also widely available throughout the country, allowing you to withdraw Kunas using your debit or credit cards. Remember to notify your bank about your travel plans to avoid any issues with card usage.

Contactless Payments

Contactless payment technology, such as credit and debit cards with embedded chips, has gained popularity in recent years. Most point-of-sale terminals in Croatia support contactless payments, allowing you to tap your card on the terminal for transactions under a certain limit without entering a PIN. This method is not only convenient but also helps reduce contact, promoting safety during the ongoing Covid-19 pandemic.

Mobile Payments

Mobile payment options like Apple Pay, Google Pay, and Samsung Pay are becoming increasingly popular in Croatia. If you have these apps set up on your smartphone, you can link your credit or debit cards to make secure and convenient payments with just a tap. Just ensure that your mobile payment app is compatible with local Croatian banks or have a backup payment method in case it’s not accepted everywhere.

Online Payments

In the digital age, online payments have become a common way to make purchases. Many Croatian businesses have online platforms where you can shop for products or services and make payments using your credit or debit card. Ensure that the website you are transacting with has proper security measures in place, and double-check the transaction details before completing the payment.

Tipping and Gratuity

Tipping is customary but not mandatory in Croatia. In restaurants, it is common to leave a tip of 10-15% of the total bill if you had a satisfactory experience. It’s customary to round up the fare when using taxis, or you can tip a few Kunas. In hotels, porters and staff providing exceptional service may also be tipped, although it’s not mandatory.

In conclusion, when planning a visit to Croatia in 2022, it is crucial to be familiar with the various payment methods available. While cash is still widely accepted, card payments, contactless payments, mobile payments, and online payments have also become prevalent. Being aware of the available options will help make your transactions convenient and ensure a smooth and enjoyable stay in this beautiful country.