What is a Circular Check?
Before we dive into the details, let’s start with the basics. A circular check is a type of check that has a circular shape instead of the traditional rectangular one. It functions similarly to a regular check and is used for making payments.
Step 1: Gather your Materials
Before you begin, make sure you have all the necessary materials at hand. You will need:
- A circular checkbook
- A pen with black or blue ink (avoid other colors as they may not be accepted by banks)
- Your payee’s name
- The amount you want to pay
Step 2: Fill in the Date
Locate the blank space provided for the date on the circular check. Write the current date on the designated line using the following format: Month/Day/Year.
Step 3: Write the Payee’s Name
In the “Pay to the Order of” or similar section, write the full name of the person or organization you wish to pay. Make sure to write legibly so that there is no confusion.
Step 4: Fill in the Amount
In the space provided, write the amount you want to pay both in words and numbers. Start by writing the amount in words on the line provided, making sure to be accurate and clear. Then, write the numerical amount in the box provided, including both dollars and cents.
Step 5: Memo Line (Optional)
If desired, you can use the memo line to provide additional information about the payment’s purpose. This step is optional but can be helpful for record-keeping and communication.
Step 6: Sign the Check
At the bottom-right corner of the circular check, you will find a line labeled “Signature” or similar. Sign your name as it appears on the front of your bank account or checkbook. Ensure the signature matches the one on file with your bank.
Step 7: Review and Tear Off
Double-check all the information you have filled in to verify accuracy. Pay close attention to names, amounts, and dates. Once you’ve thoroughly reviewed the completed check, carefully tear it off along the perforated edge.
That’s it! You’ve successfully filled out a circular check. Remember to keep a record of the check in your check registry for accurate bookkeeping.
Using circular checks can seem intimidating at first, but following these steps will ensure that you do so correctly. Happy check-writing!