How to create a virtual card on Intesa Sanpaolo

Intesa Sanpaolo is a leading Italian banking group that offers a wide range of financial services, including virtual card solutions. A virtual card is a digital alternative to a physical card that allows you to make online purchases securely and conveniently. If you’re an Intesa Sanpaolo customer looking to create a virtual card, this article will guide you through the process.

Step 1: Log in to Your Intesa Sanpaolo Account

To get started, log in to your Intesa Sanpaolo account using your online banking credentials. If you don’t have an account, you’ll need to sign up for one before proceeding with creating a virtual card.

Step 2: Navigate to the Cards Section

Once you’ve successfully logged in, navigate to the cards section. It may be under a slightly different name, such as “My Cards” or “Cards & Payments,” depending on your specific online banking platform.

Step 3: Select “Virtual Card” or “Create a Virtual Card”

Within the cards section, locate the option to create a virtual card. Depending on the interface of the platform, this may be labeled as “Virtual Card” or “Create a Virtual Card.” Click on this option to proceed with the card creation process.

Step 4: Provide Required Information

The next step involves providing the necessary information to create the virtual card. This may include your name, address, contact details, and any additional identification information required by Intesa Sanpaolo. Ensure that you enter the information accurately and double-check it before proceeding.

Step 5: Set Card Limits and Expiry Date

Intesa Sanpaolo allows you to set limits on your virtual card. You can set a specific spending limit or choose to keep it unlimited. Additionally, you’ll need to set an expiry date for the virtual card. Consider choosing an expiry date that aligns with your intended use of the card.

Step 6: Review Terms and Conditions

Before finalizing the creation of your virtual card, make sure to review the terms and conditions associated with its usage. Familiarize yourself with important details regarding fees, liabilities, and dispute resolutions to ensure a smooth experience with your virtual card.

Step 7: Verify and Confirm

Carefully review all the information you’ve provided for accuracy and click on the “Verify” or “Confirm” button to proceed. Some platforms might require you to enter a confirmation code sent to your registered mobile number or email address for added security.

Step 8: Begin Using Your Virtual Card

Congratulations! You’ve successfully created a virtual card on Intesa Sanpaolo. You can now start using your virtual card for online purchases wherever accepted. Keep in mind that the virtual card works like a traditional debit or credit card, with the added convenience of being virtual.

Benefits of Virtual Cards

Virtual cards offer several advantages over physical cards. Firstly, as a digital solution, they provide enhanced security, as the card details are not physically present or prone to theft. Additionally, virtual cards are often designed specifically for online transactions, reducing the risk of fraud. They are also convenient for recurring payments, as you can easily manage and control spending limits.

In conclusion, creating a virtual card on Intesa Sanpaolo is a simple process that can be completed through your online banking account. By following these steps, you can enjoy the convenience and security of a virtual card for your online purchases.